Owning a home is a major milestone but it comes with a lot of responsibility – from keeping up with maintenance and mortgage payments to decorating and staying on top of everyday tasks, there’s always something to think about.
But simplifying your home life doesn’t have to be complicated.
Whether it’s decluttering your space or optimising your energy efficiency, there are plenty of ways to make things easier.
And when it comes to insurance—one of the most important yet often overlooked aspects of homeownership—choosing the right cover for you doesn’t have to be stressful either.
With brands like ahm offering a one-stop-shop for both health and home insurance^, protecting your biggest assets can be simple and straightforward.
Here are some practical ways to make home life easier and more affordable in 2025.
1. Declutter your space—and your mind
The first step in simplifying your home life? Cut the clutter.
The “less is more” approach isn’t just about aesthetics—it’s about making your home work for you.
Get rid of the things you don’t need, and focus on quality over quantity. Decluttering not only creates a calmer, more functional space, but it also helps you manage your home more efficiently.
Start small by tackling one room at a time. Donate or sell items that no longer serve you. Opt for smart storage solutions, like modular furniture or hidden compartments, to keep things organised.
The goal is to create a space that’s clean, breathable, and easy to maintain – and overall, simpler.
2. Simplify your insurance
One of the most important and often overlooked aspects of home ownership is choosing the right insurance for you.
From home and contents insurance and health insurance to income protection, with so many options available, it can feel overwhelming to decide who to trust to help protect your most valuable assets.
Managing multiple types of insurance can also feel overwhelming, but ahm simplifies the process by offering health insurance and general insurance products under one roof.
And by keeping all your insurances together, you can take care of your health coverage while also managing protections for your home and belongings.
3. Energy efficiency is your best friend
In 2025, homeowners are all about making their spaces as energy-efficient as possible — not just for the environment, but for their wallets, too.
Simple upgrades could save you big time on utility bills, while making your home more eco-friendly.
Consider swapping out old light bulbs for LED ones, installing a smart thermostat to optimise heating and cooling, or investing in energy-efficient appliances.
These changes could lower your energy consumption and reduce long-term costs.
4. Go digital with home management
Simplifying your home life also means embracing tech that makes it easier.
These days, there are countless apps and smart devices that help you manage everything from home maintenance to energy usage.
Set up reminders for regular tasks, like changing air filters, checking smoke detectors, or scheduling repairs.
Home management apps can also track your expenses, plan renovations, and even manage insurance policies.
Smart home tech, like Wi-Fi-enabled lights or security systems, lets you control things from your phone – making life at home easier, even when you’re not there.
5. Upgrade your insulation for long-term savings
If you’re looking to make a smart investment that not only simplifies your home life, but could also save you money, consider upgrading your home’s insulation.
Proper insulation helps maintain a consistent indoor temperature, reducing the need for excessive heating or cooling. This could help to lower your energy bills and keep your home comfortable year-round.
From sealing gaps around windows and doors to installing better insulation in your roof or walls, these upgrades are a one-time cost that can result in significant savings over time.
Because at the end of the day, home life should be about enjoying your space, not stressing over it – which includes making good insurance choices.